It can be over whelming trying to figure out where to start. I know it was for my husband and I. But trust me when I say it's worth it. .
First make it sample, Make a log book of all you expenses. You will need a binder, plastic page covers, log sheets and yellow envelopes. First make your log pages, I have mine made in different categories.
Page 1: is for monthly expenses ( that is a list of every category with the amount spent and amount under or over budget totals for the month). I also list on that page our savings account.
Page 2: should list all the bills you pay for the month, with total at the bottom with under or over budget amount.
Page 3: should list, Medical exp, medication amount, Postal, Storage, etc. also with the totals at the bottom.
Page 4: should list entrainment, Pets medical, pet food , groceries, etc.
Page5: is for charities and other expenses such as auto repairs, and other misc items.
Page6: is for your yearly amount this will list all the unexpected expenses. Such as appliances, Auto repairs for the year , bills and so on. You will also add your yearly pay amount ( what you bring home) and then add the amount you spent for the year. This way you will know what is being spent in you home for the year.
Once you have your log sheets done take your binder and plastic page covers. Place each log page in blinder with the page cover behind it. Once you are done you can start budgeting . The page cover and envelopes are for all your receipts Be sure to put them all in the pocket. At the end of the month place all receipts in the yellow envelope and write the month and the year. Take your budgets sheets out of the binder that you used for the month and staple them to the envelopes and put in a monthly file. this way if you have to go back and referr to a receipt it's rite there in your envelope. Once you learn how to do this it is much easier then you think.
If you have any questions just leave a comment and I will answer you back. Happy budgeting.......
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